How much house can I afford? All 50 states.
The same income buys a very different house depending on where you live. Sort by price, tax rate, monthly payment, or the income you'd need to afford the median home at today's rates.
Assumptions: 10% down, 6.85% 30-year fixed, $120/mo insurance, no HOA. Tap any state for a full breakdown and editable calculator.
| Alabama | $230,000 | 0.41% | $1,693 | $72,556 | $59,000 |
| Alaska | $365,000 | 1.19% | $2,853 | $122,292 | $86,000 |
| Arizona | $430,000 | 0.63% | $3,140 | $134,554 | $73,000 |
| Arkansas | $205,000 | 0.64% | $1,561 | $66,912 | $55,000 |
| California | $770,000 | 1.25% | $5,925 | $253,930 | $91,000 |
| Colorado | $545,000 | 0.55% | $3,911 | $167,607 | $87,000 |
| Connecticut | $395,000 | 2.14% | $3,391 | $145,323 | $89,000 |
| Delaware | $360,000 | 0.61% | $2,642 | $113,230 | $79,000 |
| Florida | $395,000 | 0.91% | $2,986 | $127,971 | $67,000 |
| Georgia | $320,000 | 0.92% | $2,444 | $104,763 | $71,000 |
| Hawaii | $845,000 | 0.29% | $5,814 | $249,191 | $95,000 |
| Idaho | $445,000 | 0.69% | $3,267 | $140,022 | $70,000 |
| Illinois | $260,000 | 2.27% | $2,301 | $98,620 | $76,000 |
| Indiana | $235,000 | 0.85% | $1,813 | $77,714 | $67,000 |
| Iowa | $215,000 | 1.57% | $1,798 | $77,066 | $70,000 |
| Kansas | $225,000 | 1.41% | $1,846 | $79,126 | $69,000 |
| Kentucky | $215,000 | 0.86% | $1,671 | $71,615 | $60,000 |
| Louisiana | $200,000 | 0.55% | $1,511 | $64,763 | $58,000 |
| Maine | $385,000 | 1.36% | $3,058 | $131,049 | $71,000 |
| Maryland | $425,000 | 1.09% | $3,267 | $140,032 | $99,000 |
| Massachusetts | $615,000 | 1.23% | $4,746 | $203,410 | $96,000 |
| Michigan | $240,000 | 1.54% | $1,987 | $85,173 | $68,000 |
| Minnesota | $325,000 | 1.12% | $2,535 | $108,641 | $84,000 |
| Mississippi | $175,000 | 0.81% | $1,375 | $58,935 | $53,000 |
| Missouri | $240,000 | 0.97% | $1,873 | $80,287 | $65,000 |
| Montana | $455,000 | 0.84% | $3,395 | $145,491 | $67,000 |
| Nebraska | $250,000 | 1.73% | $2,105 | $90,204 | $71,000 |
| Nevada | $425,000 | 0.60% | $3,094 | $132,594 | $72,000 |
| New Hampshire | $470,000 | 2.18% | $4,028 | $172,611 | $90,000 |
| New Jersey | $525,000 | 2.49% | $4,620 | $198,020 | $97,000 |
| New Mexico | $295,000 | 0.80% | $2,233 | $95,716 | $58,000 |
| New York | $460,000 | 1.72% | $3,768 | $161,490 | $81,000 |
| North Carolina | $330,000 | 0.84% | $2,495 | $106,934 | $67,000 |
| North Dakota | $250,000 | 0.98% | $1,948 | $83,507 | $73,000 |
| Ohio | $235,000 | 1.56% | $1,952 | $83,673 | $67,000 |
| Oklahoma | $205,000 | 0.90% | $1,606 | $68,816 | $60,000 |
| Oregon | $490,000 | 0.93% | $3,683 | $157,862 | $76,000 |
| Pennsylvania | $260,000 | 1.49% | $2,132 | $91,377 | $73,000 |
| Rhode Island | $460,000 | 1.53% | $3,695 | $158,369 | $81,000 |
| South Carolina | $295,000 | 0.57% | $2,177 | $93,293 | $63,000 |
| South Dakota | $295,000 | 1.24% | $2,342 | $100,352 | $69,000 |
| Tennessee | $320,000 | 0.71% | $2,388 | $102,363 | $64,000 |
| Texas | $300,000 | 1.81% | $2,522 | $108,073 | $73,000 |
| Utah | $515,000 | 0.63% | $3,737 | $160,136 | $86,000 |
| Vermont | $380,000 | 1.90% | $3,191 | $136,742 | $74,000 |
| Virginia | $395,000 | 0.82% | $2,956 | $126,701 | $87,000 |
| Washington | $605,000 | 0.94% | $4,525 | $193,920 | $91,000 |
| West Virginia | $160,000 | 0.58% | $1,237 | $53,010 | $55,000 |
| Wisconsin | $290,000 | 1.85% | $2,451 | $105,056 | $72,000 |
| Wyoming | $340,000 | 0.61% | $2,502 | $107,225 | $72,000 |