Calculators

Focused mortgage calculators

Each tool does one thing well. Your inputs sync to the URL, so you can copy the link to share a scenario or jump between calculators without losing your numbers.

PITI Calculator →

Break a monthly payment into Principal, Interest, Taxes, and Insurance — with PMI if your down payment is under 20%.

Amortization Schedule →

Year-by-year principal, interest, and remaining balance for any fixed-rate loan.

Compare 15 vs 20 vs 30 →

Stack three loan terms side by side and see how lifetime interest changes.

Rent vs. Buy →

Compare your true monthly cost of ownership against comparable rent — pre-tax and after the mortgage interest deduction.

Closing Cost Calculator →

Estimate origination, title, transfer taxes, and prepaid escrow — see your full cash to close itemized by line item.

Refinance Break-Even →

Compare your current loan to a refinance quote. See monthly savings, break-even month, and lifetime interest impact.

Looking for everything at once? Use the full affordability calculator.