PITI Calculator
PITI stands for Principal, Interest, Taxes, and Insurance — the four pieces of a standard mortgage payment. Plug in your loan and see exactly how the lender splits the bill.
Inputs
Monthly breakdown
Principal & Interest
$1,311
Property Tax
$325
Homeowner's Insurance
$120
HOA
$0
PMI
waived (20%+ down)
$0
Repairs reserve
your input — not paid to lender
$100
Total monthly (PITI + reserves)
$1,856
Loan: $200,000 • Down: $50,000 • Lifetime interest: $271,787