Average mortgage payment in Prince George's County, MD (2026)
The average mortgage payment in Prince George's County on a median-priced home (~$505,000) is roughly $3,960/month — assuming 10% down at a 6.85% 30-year fixed rate and Maryland's 1.09% effective property tax rate (full PITI).
To carry that payment under the standard 28% front-end DTI rule, you'd need an annual household income near $169,708. County population is roughly 967,201.
Adjust the scenario
How Prince George's County compares to Maryland
The typical home in Prince George's County is 19% above the statewide median of $425,000 in Maryland. Property tax is set at the state's effective rate of 1.09% — local millage and special assessments vary by county, but this is the right starting point.
The payment above bakes in principal, interest, property tax, and homeowners insurance — it does not include HOA dues or mortgage insurance (PMI). PMI kicks in automatically when down payment is below 20% on a conventional loan. For a full breakdown, run your own numbers in the main calculator.
Frequently asked questions
What is the average mortgage payment in Prince George's County?+
On a median Prince George's County home (~$505,000) at a 6.85% 30-year fixed rate with 10% down, all-in PITI runs about $3,960/month, including ~$459 in property tax.
What income do I need to buy a home in Prince George's County?+
Using the 28% front-end DTI rule, you'd need roughly $169,708 in annual gross household income to comfortably carry the median Prince George's County home.
How does Prince George's County compare to the rest of Maryland?+
Prince George's County's median home ($505,000) is 19% above the Maryland median of $425,000.
Does this include HOA fees or PMI?+
No. HOA dues vary too widely to assume a default — add them directly to the payment. PMI applies when you put less than 20% down on a conventional loan; the main calculator factors it in automatically.