Average mortgage payment in Weber County, UT (2026)

The average mortgage payment in Weber County on a median-priced home (~$600,000) is roughly $4,433/month — assuming 10% down at a 6.85% 30-year fixed rate and Utah's 0.63% effective property tax rate (full PITI).

To carry that payment under the standard 28% front-end DTI rule, you'd need an annual household income near $190,003. County population is roughly 262,223.

Median home price (Weber Co.)
$600,000
Property tax (UT)
0.63%
Monthly PITI
$4,433
Income needed (28% rule)
$190,003

Adjust the scenario

Monthly PITI
$4,433
Income needed (28%)
$190,003
Loan amount
$540,000

How Weber County compares to Utah

The typical home in Weber County is 17% above the statewide median of $515,000 in Utah. Property tax is set at the state's effective rate of 0.63% — local millage and special assessments vary by county, but this is the right starting point.

The payment above bakes in principal, interest, property tax, and homeowners insurance — it does not include HOA dues or mortgage insurance (PMI). PMI kicks in automatically when down payment is below 20% on a conventional loan. For a full breakdown, run your own numbers in the main calculator.

Frequently asked questions

What is the average mortgage payment in Weber County?+

On a median Weber County home (~$600,000) at a 6.85% 30-year fixed rate with 10% down, all-in PITI runs about $4,433/month, including ~$315 in property tax.

What income do I need to buy a home in Weber County?+

Using the 28% front-end DTI rule, you'd need roughly $190,003 in annual gross household income to comfortably carry the median Weber County home.

How does Weber County compare to the rest of Utah?+

Weber County's median home ($600,000) is 17% above the Utah median of $515,000.

Does this include HOA fees or PMI?+

No. HOA dues vary too widely to assume a default — add them directly to the payment. PMI applies when you put less than 20% down on a conventional loan; the main calculator factors it in automatically.

Other counties in Utah

See the Utah state page →